J.J. Fishbein, Inc.
21 North Main Street
Wallingford, CT 06492
(203)265-9474
(800)750-8242
| Commercial Property | Coverage for your buildings and contents. Typical policies cover a broad range of perils. | |
|
|
||
| Commercial Liability | Coverage including defense for liabilities associated with operating a business. Commercial liability is comprehensive and covers many different liability aspects. Commercial liability does not cover all exposures. Other liability coverages such as Employment Related Practices, Errors and Omission, and environmental coverages may be required in order to best protect your business. You should always consult a qualified insurance agent prior to purchasing any liability coverage.. | |
|
|
||
| Ordinance or Law Coverage |
Ordinance or Law is one of the most needed types of coverage is also one of the most commonly omitted. As your building becomes older certain changes in your county's building codes and ordinance change to reflect new standards for construction. If your older property suffers a substantial loss, fixing it may require a higher construction standard to reflect new laws. Ordinance or law coverage pays for these upgrades in building standards. Without this coverage, reconstruction costs associated with government standards are NOT COVERED! |
 |
|
|
||
| Inland Marine | Provides coverage for business assets and hardware while these items are off premises. Limits are applicable to cash and cash equivalents. Check your policy for actual limitations. | |
|
|
||
| Workers' Compensation | Designed to meet the workers' compensation laws of your state. Workers' compensation coverage provides protection for injured workers. | |
|
|
||
| Business Automobile | Protects your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available. | |
|
|
||
| Umbrella and Excess Liability |
Umbrella coverage complements your property/liability program and provides additional limits of coverage. With the growing number of lawsuits, umbrella coverage is highly recommended. |
|
|
|
||
| Directors & Officers | Protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions. | |
| Employment Practices Liability | Provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination. | |
|
|
||
 |
||
| Professional Liability | Provides coverage for defense costs and awards for liability arising from improper professional practices. Also covers errors and omissions in the conduct of professional business activities. Professional liability usually applies to doctors, lawyers, computer consultants, and other professionals. | |
|
|
||
| Special Event Coverage | Third party liability coverage for a short term events. | |
|
|
||
| Home Based Business | Homeowners insurance does not cover many home business-related claims. This could mean a major loss of income, as well as other significant losses, for your home business. | |
|
J.J. Fishbein Insurance can help you secure the protection most often needed by businesses, including coverages for business buildings, business personal property, and business liability. We spend the time to analyze your needs and it is time well spent! |
||
|
|
||
